SumUp Payment Gateway For WooCommerce 2.6

The SumUp Payment Gateway for WooCommerce is a popular integration that allows small-to-medium business owners to accept credit and debit card payments directly on their website using their SumUp account.

It is particularly useful for businesses that already use SumUp's physical card readers in-store, as it allows for a unified dashboard for both "in-person" and "online" sales.

## Key Features

Seamless Checkout: Customers stay on your site to enter their card details (via a secure iframe), which helps reduce cart abandonment.

Global Payment Methods: Accept major cards including Visa, Mastercard, American Express, Maestro, as well as Google Pay and Apple Pay.

Unified Dashboard: View your physical shop sales and your WooCommerce website sales in one central SumUp account.

No Monthly Fees: Typically, you only pay a transaction fee (percentage) rather than a fixed monthly subscription.

PCI Compliance: Since the payment is processed via SumUp's secure servers, the heavy lifting of security compliance is handled for you.

### Technical Requirements

To get started, you will need:

A SumUp Business Account: You must be registered as a business in a country SumUp supports.

SSL Certificate: Your website must have HTTPS active to process secure payments.

The Plugin: Use the official "SumUp Payment Gateway for WooCommerce" plugin (available for free on the WordPress repository).

### Setup Steps

Step

Action

1. Install

Go to Plugins > Add New and search for "SumUp WooCommerce."

2. Connect

Go to WooCommerce > Settings > Payments and toggle SumUp On.

3. Authorize

Click "Manage" and then "Login with SumUp." This will link your WordPress site to your account via OAuth.

4. Test

Use the Test Mode (Sandbox) to ensure transactions are firing correctly before going live.

### Important Considerations

Transaction Fees: Online transaction fees are usually slightly higher than "card-present" fees (when you tap a physical reader). Check your regional SumUp pricing for the "Remote Payment" rate.

Currency Support: Ensure your WooCommerce shop currency matches the currency of your SumUp account.

Payout Speed: SumUp generally transfers funds to your bank account within 1–3 business days.

Pro Tip: If you have a physical retail location, look for a plugin that supports SumUp Inventory Sync. This can help keep your stock levels accurate across both your physical card reader and your WooCommerce online store.

Would you like me to help you troubleshoot a specific error message (like a "401 Unauthorized" or "Currency Mismatch"), or do you need the steps to enable Apple Pay specifically?