Alipay Cross Border Payment Gateway For WooCommerce 3.0

The Alipay Cross Border Payment Gateway for WooCommerce is a specialized tool that allows e-commerce stores located outside of Mainland China to accept payments from Chinese customers in Renminbi (RMB/CNY), while the merchant receives settlement in their local currency (e.g., USD, EUR, HKD).

As of 2025, several versions of this integration exist, often provided by third-party developers since the original "official" WooCommerce version was discontinued on the main marketplace.

## Core Features

Target Audience: Perfect for stores outside China wanting to tap into the 1.3+ billion user base of Alipay.

Currency Conversion: Customers pay in Chinese Yuan (CNY) via their mobile app, but you receive the funds in your bank's local currency (handled by Alipay or an intermediary like SilkPay/Stripe).

Mobile Optimized: Most plugins support a QR Code generation on desktop or a "one-click" redirect to the Alipay app on mobile devices.

Settlement: Typically handles the regulatory paperwork required by the Chinese government for moving currency across borders.

## Top Plugin Options for 2025

Plugin Provider

Primary Method

Estimated Cost

Best For

OPMC Australia

Direct Integration

~$79/year

Businesses with a formal Alipay Global account.

WebToffee (Stripe)

via Stripe

Free / $99 (Pro)

Stores already using Stripe; easiest setup.

Eggplant Digital

via SilkPay

~2.5% Fee

High-volume sellers needing full "concierge" setup.

Woo Alipay (GPL)

Direct (Open Source)

Free (GitHub)

Technical users comfortable with manual API keys.

## What You Need to Get Started

Business Registration: You generally cannot use a personal Alipay account; you must have an Alipay Global/Cross-border merchant account.

Verification Documents: Expect to provide your Business License, Passport of the business owner, and bank account details for settlement.

SSL Certificate: Mandatory for all payment gateways to ensure transaction security.

API Credentials: Once approved by Alipay (or a partner like SilkPay), you will receive a Partner ID (PID) and a Security Code/Private Key to enter into the plugin settings.

### Is it worth it?

If you have significant traffic from China, this is often more effective than PayPal or Credit Cards, as many Chinese consumers do not use international cards. However, be prepared for a 5–10 day approval process for the merchant account.

Would you like me to look up the specific step-by-step guide for setting up the API keys, or are you looking for a direct download link to one of these plugins?