PayMoney - Mobile App 2.3

PayMoney is a robust and secure Digital Wallet & Online Payment Gateway script, primarily sold on CodeCanyon by TechVillage. The mobile app (often branded as WalletPay) is the companion application that allows users to perform financial transactions directly from their smartphones.

It is designed to function similarly to platforms like PayPal or Skrill, providing a complete ecosystem for peer-to-peer (P2P) transfers and merchant payments.

📱 Key Mobile App Features

P2P Money Transfers: Send and receive funds instantly using only an email address or phone number.

Multi-Currency Wallets: Manage balances in multiple fiat currencies and even cryptocurrencies (via addons like Tatum.io or Block.io).

QR-Pay System: * Merchant Payments: Scan a QR code at a shop to pay instantly.

Send/Request: Scan a friend's QR code to transfer or request money.

Deposit & Withdrawal: Integrated with major gateways like Stripe, PayPal, Flutterwave, and Bank Transfers for loading or cashing out funds.

Currency Exchange: Built-in exchange engine to swap between different wallet currencies based on real-time rates.

Biometric Security: Supports Fingerprint and Face ID login for enhanced security.

KYC Verification: Features a manual KYC (Know Your Customer) upload system for identity validation.

🛠️ Technical Details

Framework: The latest version is typically built using React Native or Flutter (depending on the specific version purchased), ensuring a smooth experience on both Android and iOS.

Backend: It connects via a secured Rest API to the PayMoney Laravel web script.

Version Support: As of early 2026, the current app versions (v1.3.x) are optimized for Android 9.0 up to Android 15.0 and iOS 11.0+.

📄 User Panels Included

User App: For standard customers to send, receive, and manage their personal funds.

Merchant App (Addon): Specifically for business owners to generate QR codes, track sales, and manage withdrawals.

Agent App (Addon): For "Money Agents" who handle physical cash-in and cash-out services for the network.

🚀 Deployment Checklist

If you are planning to launch your own PayMoney-based service:

Hosting: You need a powerful VPS to host the Laravel backend.

API Keys: You will need your own merchant accounts for Stripe/PayPal to process deposits.

App Stores: You must have a Google Play Developer ($25) and Apple Developer ($99/year) account to publish the apps for public use.

[!NOTE]

Important Distinction: Do not confuse PayMoney (the script) with pmoney (a banking app by Premier Bank) or Paytm Money (an investment platform). This is a white-label solution you buy to start your own fintech brand.

Would you like me to help you find the specific technical requirements for the server, or would you like to see a list of the most popular payment gateway addons available for this system?